Not all policies are equal - see how the plans measure up.
Not all policies are equal - see how the plans measure up.
See the difference
When it comes to pet insurance, it's important to do your research as the coverage from different providers varies. The range of options, extra add-ons, and exclusions can make it difficult to compare plans.
Enroll TodayThe easy-to-understand Healthy Paws plan covers all new accidents and illnesses without any annual or lifetime caps on payouts.
Consideration | Healthy Paws | Lemonade |
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No payout caps on any plans |
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Alternative care and genetic conditions coverage included in all plans |
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Reimbursement method based on the vet bill (not on a benefit schedule) |
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Annual deductible (not per condition) |
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Pet Insurance Review rating (PetInsuranceReview.com) (2024)* | 4.9 | 4.9 |


Customer Reviews
Three reasons to consider Healthy Paws over Lemonade:
Three reasons to consider Healthy Paws over Lemonade:
- Lemonade Pet Insurance benefits are capped at between $5,000 and $100,000, depending on plan selection. With a pet insurance plan from Healthy Paws, there are never caps on claim payouts per claim, per year, or for the lifetime of the policy.
- Lemonade's base policy does not cover physical therapy, acupuncture, hydrotherapy, or chiropractic care - customers must purchase an add-on Extended Illness and Accident package. There is a 6-month waiting period for cruciate ligament events.
- Don't just take our word for it - read reviews on third party pet insurance review websites and you'll see that Healthy Paws receives high customer ratings.
Lemonade Pet Insurance may be a good choice if you are looking to enroll an older pet. Lemonade Pet Insurance allows pets older than 14 to enroll in a new plan. Lemonade also offers an optional wellness plan for an extra fee. If you have Lemonade renters' or homeowners insurance, you may get a bundle discount.
Choose Healthy Paws if you're looking for...
Choose Healthy Paws if you're looking for...
A highly rated plan with great customer care and coverage that never has caps on claim payouts annually or for the lifetime of the policy.
While Lemonade is a newcomer to the pet insurance market (as of 2020) and is not available in all states, Healthy Paws has more than 14 years of experience and is trusted by more than 620,000 pet parents.
With an easy-to-understand plan and team of vet techs, pet parents, and compassionate customer care specialists, you can relax knowing that we'll be here to help you get your pet back on their paws.